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Mortgage Lenders

Find the Right Mortgage for Your Home

Compare trusted mortgage lenders for home purchase, refinance, FHA, VA, and conventional loans. Find competitive rates and local expertise in your state.

Licensed lenders only
FHA, VA & conventional
Fast pre-approvals
Secure applications

Mortgage lenders by state

Compare lenders and find the right loan for your home purchase or refinance.

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Mortgage payment calculator

Estimate your monthly payment before you apply.

$300,000
20% ($60,000)
7.000%

Monthly Payment

$1,597

Total Interest

$334,821

Total Cost

$574,821

Estimate only. Does not include taxes, insurance, or PMI. Consult a lender for an official quote.

Choosing the right loan type

Conventional loan

Best for buyers with good credit (620+) and a 3–20% down payment. No upfront mortgage insurance premium and PMI drops off at 20% equity.

FHA loan

Backed by the Federal Housing Administration. Accepts credit scores as low as 580 with 3.5% down. Great for first-time buyers with limited savings.

VA loan

Available to eligible veterans, active-duty service members, and surviving spouses. No down payment required and no PMI — one of the best loan products available.

USDA loan

For homes in eligible rural and suburban areas. No down payment required and competitive rates. Income limits apply.

Jumbo loan

For loan amounts above the conforming limit ($766,550 in most areas). Requires stronger credit and larger down payments but unlocks higher-value properties.

Refinance

Replace your current mortgage with a new one at a lower rate, shorter term, or to access home equity. Rate-and-term or cash-out options available.

Ready to start your home project?

Once you have your financing in place, Proxihouse connects you with verified contractors for renovations, repairs, and improvements.

RESPA Disclosure: Proxihouse operates as a marketing referral platform and may receive compensation when you connect with a mortgage lender listed on this page. This is a marketing arrangement — not an endorsement of loan terms, rates, or lender suitability. Under the Real Estate Settlement Procedures Act (RESPA §8), referral arrangements between settlement service providers must be disclosed. Always compare multiple lenders and review all loan terms independently before committing.

Credit Inquiry Notice: Proxihouse does not pull credit reports. Any credit inquiry is solely between you and the lender you choose to engage. Lenders may perform a hard or soft credit pull in accordance with the Fair Credit Reporting Act (FCRA). You have the right to know if information in your credit file has been used against you.

Referral Disclosure: Proxihouse may receive compensation when you connect with providers listed on this page. For more information, see our Privacy Policy and Terms of Use.

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